Burial & Funeral Assistance Coverage
Planning for the future includes protecting your loved ones. Final expense insurance—also known as burial or funeral insurance—is designed to cover end-of-life costs such as funeral services, burial or cremation expenses, and outstanding medical bills. These plans are affordable, easy to qualify for, and provide peace of mind knowing your family won’t face financial stress during a difficult time. We can help you compare final expense policies and choose the right coverage based on your age, health, and budget.
An average funeral in 2026 is between $12 and $15,000 and goes up about 20% every 10 years. With this said you want to make sure you have the right type of insurance and the dollar amount you can afford so that you don’t have to cancel it in future years.
We work with all the top final expense carrier whether you have health concerns now or you are completely healthy we can find a company for you. Many people believe they can only get final expense insurance if they are completely health, but we have companies that will insure you no matter your health.
Term Life Insurance
Term life insurance is for those that are young who have families or for those that have expenses they need to pay off if something were to happen to them. This type of insurance only 2% of people actually cash out because most customers outlive the term. You can get a 10, 20, or 30 year term and it is very inexpensive to get a large about of insurance just for the term. Once your term is up, then the insurance is over and you do not get back the money you paid in.
Whole Life Insurance
This type of insurance is typically referred to as final expense insurance and the price will never go up, the value never goes down, and it will build cash value over time. This can range from $2,000 to several 100 thousand dollars, but most people will buy this insurance at $50,000 or less. This is intended to take care of your final costs so your loved ones to have the burden of paying for the costs once you are gone.
Our Simple 3-Step Process
Step 1: Complete brief Final Expense form.
Step 2: We’ll give you a call to confirm your information and find a time to meet at go through your needs.
Step 3: We’ll review various companies based on your needs and the best options with the lowest cost. We will then apply online or with a paper application—whichever is more convenient for you.
Peace of Mind Coverage
We are brokered with a wide range of companies including Mutual of Omaha, Foresters, Royal Neighbors, AIG, Gerber, Transamerica, Americo, and many more.
Call us at (616) 258-9182 or complete the quote form to find the health insurance coverage that best fits your individual needs.
Final Expense Quote
Finding the right final expense insurance can give you peace of mind that your loved ones can take care of your end of life expenses without the burden of knowing where the funds will come from. This short form helps us understand your household, coverage needs, and budget so we can match you with the plan that fits you best. Complete each step and we’ll follow up with personalized options—no pressure, no guesswork, just clear guidance.